All About American Culture

December 14th, 2021
Top must-try 5 Australian cafes in the U.S.

More Aussies than ever now find themselves on American shores. And with them, they’ve brought their healthy, hip and authentic coffee culture to New York, Miami, San Francisco, and other cities.

December 14th, 2021
Moving to San Francisco? Here’s what you need to know

Preparing for a move to San Francisco? In this guide, we introduce you to all the things you should know as you settle into the city from neighborhoods to keep an eye on to how to set up your finances after arrival

December 14th, 2021
Moving to Los Angeles? Here’s what you need to know

Whether you come for a job, great food, community or culture, there’s a lot to explore in Los Angeles. Learn more about how to find an apartment, navigate transportation, set up your finances, land a job and more after your move to LA.

December 14th, 2021
Moving to New York City? Here’s what you need to know

New York has always been a city of immigrants. The Statue of Liberty, a symbol of welcome for many, stands proudly in New York Harbor. Today, New York has 3.2 million immigrants, the most in its history. Below, find a get-started guide to your New York.

December 14th, 2021
Work hours, lunch breaks, meetings and etiquette – A brief overview of work culture in the U.S.

Newcomers to the U.S. not only have to cope with the basics of moving from setting up a bank account to establishing a credit history, but they’ll also have to navigate the nuances of American culture.

December 14th, 2021
Big Ben to Big Apple: A guide for Brits moving from London to New York City

If you've recently moved from London to New York, read on for tips on securing homesickness, finding a flat, getting around the Big Apple, and managing your finances in the U.S.

December 14th, 2021
A guide for Canadians moving to New York City

Moving from Canada to New York City? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes and transferring your Canadian credit history

December 14th, 2021
Moving to Houston? Here’s what you need to know

Houston combines Southern hospitality with big-city energy. As the fourth largest city in the U.S., it’s also the most diverse. More than 140 languages are spoken here, and more than one-fifth of the people in the metro region are foreign-born.

December 9th, 2021
How to get a cell phone plan with no credit check

Even if you need to work on your credit score, there are still several ways you can get a cell phone with no credit check.

December 9th, 2021
Apartment rental alternatives if you have no U.S. credit history

Credit history plays a major role in securing many of the things you need for everyday life from lines of credit, utilities, and even an apartment.

November 17th, 2021
Documents required to obtain a Social Security number

When you become a citizen or a permanent resident of the United States, you’ll need to obtain an SSN. In this post, we explain how.

November 17th, 2021
How to get a Social Security card

If you've never heard of a Social Security card, don't worry—we'll walk you through why and how you should get one.

January 15th, 2021
How to report your rent to credit bureaus

Most households pay rent responsibly and on time, but that track record of on-time payments has historically not been reflected in their credit history.

July 9th, 2020
Can I enter the United States with a valid visa on an expired passport?

If your visa is on an expired passport, you can still travel in an expired passport — as long as certain conditions are met. In this article, we explain more about which rules you must follow so that you can have a stress-free visit to the U.S.

July 9th, 2020
Desis in New York: A guide for Indian newcomers in New York City

Moving from India to New York City? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes as an NRI and transferring your Indian credit history

July 8th, 2020
A complete guide to health insurance for J-1 visa holders

There are several requirements for a J-1 visa, one of which is health insurance to cover your stay while you complete a U.S.-based program.

July 8th, 2020
Why groceries are so expensive in the United States

If you're planning a move to the U.S. and running the numbers, grocery costs should be a big factor in your budget. To give you a better idea of what you'll be spending compared grocery costs of U.S. cities to other cities around the world.

July 7th, 2020
Everything you need to know about Form N-600

If you are born outside of the United States and need proof of your U.S. citizenship, you’ll need to complete an Application for Certificate of Citizenship.

July 7th, 2020
What are the most popular sports in the United States?

Some American sports are similar to pastimes in other countries, while others are unique to the United States. Read on to their more in this guide.

July 7th, 2020
What is an ITIN? A complete guide to the Individual Taxpayer Identification Number

If you plan to work in the U.S., you’re required to pay taxes. If you’re not eligible to receive a Social Security Number (SSN), you’ll need to an Individual Taxpayer Identification Number (ITIN). In this guide, we’ll discuss ITINs in greater detail.

June 15th, 2020
How to rent an apartment in the U.S.

When you first come to the U.S., you might find the apartment rental process difficult. Our in-depth guide covers everything from getting started to getting your deposit back.

June 12th, 2020
Moving to Chicago? Here's what you need to know

Chicago is home to nearly 2.7 million people--more than sixty percent of whom are immigrants. Moving to a new city can always be nerve-wracking, but we highlight a few things from housing to finances to help you prepare for your move from abroad

June 11th, 2020
The best Indian grocery stores in the U.S. for Indian newcomers

Whether you’ve packed up your life for an international move or you’re studying abroad for a short time, sometimes you can’t help but feel a little homesick.

May 25th, 2020
Immigrant profile: Egyptians in Nashville

Tennessee has a surprisingly large Egyptian presence. What are 12,000 do Egyptians doing in Nashville?

May 25th, 2020
Five tips for internationals renting in the U.S.

The process of renting as a newcomer to the United States can be daunting. Here are five tips to help you as you swim through a sea of ads to sort your EIK (eat-in kitchen) from your WIC (walk-in closet).

May 25th, 2020
How to Americanize your CV: A guide to resumes in the U.S.

If you’re coming from the UK or Australia, you might use a curriculum vitae, or CV, to apply for jobs and other positions. However, in the U.S., a CV is usually reserved for academic positions. Employers in other fields will ask for a resume.

May 25th, 2020
Inspiring Newcomers: Louis from Australia

An Interview with Louis Aboud-Hogben, a cryptocurrency investor from Australia.

May 25th, 2020
Inspiring Newcomers: Miguel from Mexico

Nova Credit's interview with Miguel de los Rios, a software engineer from Mexico.

May 25th, 2020
Inspiring Newcomers: Jonathan from Canada

Jonathan Wu is a recent arrival from Toronto, Canada who moved in the polar opposite direction to Tampa, FL for a new job as an insurance actuary

May 24th, 2020
A guide to tipping in the United States: how much to give and to whom

Tipping often confuses visitors from countries outside the United States where tipping isn't common. Who do you have to tip and how much? Below, we share a guide on common tipping practices in the U.S.

May 24th, 2020
What is a guarantor and why do I need one?

In many cases a landlord may require a renter to provide additional information, or complete additional steps prior to approval. Often times, this means finding a guarantor.

May 24th, 2020
A newcomer’s guide to security deposits in the U.S.

Security deposits for rental apartments might be handled differently in places in the U.S. than they are in your home country. The customs and regulations surrounding rentals will vary by U.S. location. Read on for what you need to know.

May 24th, 2020
A guide for Canadians moving to San Francisco

Moving from Canada to San Francisco? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes and transferring your Canadian credit history