Managing your money

Starting your financial life in the U.S. on the right foot is important. Here are some resources that will help you arrive and thrive.

December 14th, 2021
Everything J-1 visa holders need to know about taxes

Visa-holders are subject to local laws—including taxes. Below, we explain the tax obligations of J-1 visa holders living and working in the U.S.

December 14th, 2021
How to get International Student Loans with No Cosigner

Colleges and universities in the U.S. can be surprisingly expensive, and many students need to take out student loans to afford tuition, fees and basic necessities. You may know someone who can cosign for you but here are some alternatives

December 14th, 2021
A guide to the different types of bank accounts in the United States

Wondering what banking options are available for you as a new immigrant in the United States? This article has everything you need to know.

December 14th, 2021
How to open a U.S. bank account without an SSN

Banks need to verify account holders' identification, and some banks do this with an SSN. But there’s no law that prevents a bank from opening an account for someone who doesn’t have an SSN.

December 9th, 2021
The best bank accounts for U.S. newcomers in 2020

Opening a bank account may be one of the first moves you want to take after arriving to the US. This article covers some of the best banking services available to U.S. newcomers

December 9th, 2021
Deserve credit card review: three cards for U.S. newcomers

Deserve has designed three credit cards with U.S. newcomers in mind. While these cards are also available to U.S. residents and citizens, Deserve offers benefits and perks that might appeal to those who moved to the country and has yet to build credit.

December 9th, 2021
How to use your international credit report to get credit in the U.S.

Newcomers to the United States used to have to build credit from scratch — now they can transfer their international credit report to the U.S. to apply for credit cards, loans, housing and more.

December 2nd, 2021
Banking options for Canadians in the United States

Can Canadians open U.S. bank accounts? In this guide, we’ll not only share how to go about cross-border banking and establishing a checking or savings account in the U.S., but we’ll also share some of the best U.S. banking options for Canadians.

November 30th, 2021
How to Pre-qualify for an Auto Loan as a Newcomer to the U.S.

As a newcomer to the U.S., you may have to overcome substantial hurdles when purchasing and financing a car. Here is everything you want to know to be successful.

November 17th, 2021
How to get a credit score after moving to the U.S.

We showcase real stories of people who newly arrived in the U.S. and how they built their credit scores, and give advice on how you can skip these steps all together if you only want a credit card.

March 10th, 2021
How to apply for an American Express card with your international credit history

Moving to the U.S. used to mean that you have to build credit from scratch to apply for credit cards. Now you can apply for American Express cards in the U.S. with your international credit history through Nova Credit.

August 18th, 2020
Is no credit better than bad credit?

Are you more likely to get approved if your credit history doesn’t exist or if your credit score is poor? We discuss which is worse: bad credit or no credit.

August 18th, 2020
No U.S. credit history? No problem if you want to apply for a credit card

Building a U.S. credit history is important for anyone who’s recently moved to the U.S. because a good credit score is required to do basic tasks like rent an apartment, lease a car and get a cell phone plan.

July 16th, 2020
Everything you need to know about OPT Taxes

You must understand your tax obligations while you are an F-1 student studying and working in the U.S. so that you can make certain that you comply with the requirements.

July 8th, 2020
How to write a goodwill letter to remove a late payment

Even one late payment can negatively impact your credit score and make it harder to qualify for future loans and secure good interest rates. 

July 8th, 2020
How long should I wait between credit card applications?

The length of time between credit card applications can make or break your chances of being approved. In this article, we talk about how long you should wait before you apply for new lines of credit and why that's important.

July 7th, 2020
What is an ITIN? A complete guide to the Individual Taxpayer Identification Number

If you plan to work in the U.S., you’re required to pay taxes. If you’re not eligible to receive a Social Security Number (SSN), you’ll need to an Individual Taxpayer Identification Number (ITIN). In this guide, we’ll discuss ITINs in greater detail.

June 23rd, 2020
Why credit scores matter – can you be denied a job because of bad credit?

Employers consider many factors when they are considering applicants, which often include credit scores.

May 25th, 2020
How to get medical insurance when traveling

Your bags are packed, you’ve found a place to stay, and your flight is booked. You’re ready to move to America, right? Not quite. You’ve forgotten one very important thing — travel medical insurance.

May 25th, 2020
How to send money abroad without spending a fortune

Tips what to do and what to avoid when sending money abroad.

May 24th, 2020
What is bankruptcy and how does it work in the U.S.?

Bankruptcy is a legal process that can help you reset your finances if you’re struggling financially. Each year, an estimated 530,000 families turn to bankruptcy as a last resort.

May 25th, 2020
3 ways to save when you send money home

Once Eduardo reached Illinois, started to settle into a new routine, and began to make money, he wanted to help his brother support his family. So, Eduardo asked his coworkers how they send money to their loved ones back home.

January 13th, 2022
The benefits of good credit

Credit scores can have a big impact on quality of life. In the United States, a good credit history has numerous benefits.

January 13th, 2022
What is a secured credit card and how does it work?

A secured credit card is a popular choice for people that are new to U.S. credit, or working to rebuild their credit. Read our complete guide to see what's right for you.

January 21st, 2022
How you can use credit cards to build credit history

What's the deal with the credit card craze? They often offer rewards, have stronger fraud liability protections than debit cards and allow you to pay off large balances over time. Credit cards can also help establish and build your credit.

January 21st, 2022
Great credit cards for people with no credit history [2021]

Getting a credit card can be difficult when you’ve recently moved to the U.S. and don’t have a local credit history. So we made a list of great credit cards that people can get with no credit history.

January 21st, 2022
How to apply for a credit card without a Social Security number (SSN) [2021]

Don't have an SSN yet but need a credit card? Several card issuers allow you to apply for a credit card without a Social Security Number. This is a complete guide on how to get credit cards without an SSN.

January 21st, 2022
How to get Credit Cards for non-U.S. citizens in 2021

Whether you’re temporarily moving to the U.S. for school or work, or making a long-term transition, you may be looking to open a new credit card

January 21st, 2022
Featured American Express cards for U.S. newcomers

American Express is one of the absolute best credit card providers for people with good credit. This article covers some of the best choices for immigrants.