476-10001000
Good Credit Score
in the UK
Apply for U.S. credit
cards with confidence
with Ellis
You could already be eligible.
Use your international credit report to find out.
I moved to the U.S. from
476
887-2001200
Good Credit Score
in Australia
752300900
Good Credit Score
in India
Know where you stand with your free NovaScore
Your NovaScore estimates your U.S. credit rating based on your international credit report.
711300900
Good Credit Score
in India
680300850
Good NovaScore
in the U.S.
Find the right U.S. credit cards for you
See personalized recommendations for U.S. credit cards based on your international credit report.
Explore Credit Cards
No impact on your credit scores
Using Nova Credit results in a “soft inquiry”, which doesn’t impact your credit score in the U.S. or abroad.
We get paid by our partners, not you
Checking your report on Nova Credit is free. We’ll never ask you for your payment information.
How it works
Step 1
Create your account
Sign up for your free Nova Credit account to securely access your data.
Step 2
Connect to international credit bureau
Enter your personal details from abroad to retrieve your international credit report.
Step 3
See personalized recommendations
Learn about your NovaScore, an estimate of your U.S. credit rating, and find the right credit cards for you.
Trusted by Thousands of Newcomers to the United States
We take security and privacy seriously
Your data is stored using 256-bit encryption at rest and in transit. We’re SOC2 Type II and ISO 27001 compliant, and are independently audited against them annually.
Built for newcomers, by newcomers
Many of us have moved to the U.S. ourselves and got rejected for credit cards. That’s why we’ve built Nova Credit to help you arrive and thrive.
Help your friends get access to credit in the U.S.
Get $50 for every person you refer who uses their foreign credit history to apply for a credit card in the U.S. They’ll get $10 when they successfully use their foreign credit history too!
Additional program terms apply. Learn More
Partners
Guides and resources for U.S. newcomers
Tips and tricks for building credit in the United States
