Building a World Beyond Financial Borders
At Nova Credit, we're working to power a fair and inclusive financial system for the world. Our products use reliable data and technology to help represent people fairly to financial institutions, going beyond traditional credit scores to see the full financial picture.
We originally built the company with cross-border credit data to address the needs of people immigrating to the U.S. Now we're building on that foundation, expanding to cash flow underwriting and other innovative approaches to create additional paths to financial access. In short, we're giving credit where credit is due.
World's Top Fintech Companies
CNBC, 2025
Most Innovative Companies
Fast Company, 2024
America's Best Startup Employers
Forbes, 2025
Best Place To Work
Built In, 2025
Fintech 50
Forbes, 2025
Fintech of the Year
This Week In Fintech, 2024
We’re backed by some of the most notable names in the industry
Our Benefits
We take care to support our team at home, the office, and everywhere in between.
Nova Credit is headquartered in New York City and has offices in San Francisco, London and Toronto. In the U.S., our benefits package includes comprehensive and generously-subsidized medical, dental and vision insurance options, along with a company-sponsored 401k plan. Novans receive access to telehealth, mental health support via Spring Health and Headspace+ (free therapy sessions included), 16-week parental leave, fertility and family planning support, child and teen behavioral health support, and membership with One Medical.
Fly Anywhere
On each work anniversary, Nova Credit will subsidize one round-trip flight anywhere in the world
Paid Time Off
We offer a flexible time off policy, based on trust
Professional Development
Each Novan gets a professional development budget and access to Udemy Business, our learning & development platform
Phone Stipend
We make a monthly contribution toward your cell phone and internet bill
Our Values
We strive to create a workplace where people can bring their whole selves and find opportunities for growth. In our bi-weekly "Nova Credits," team members shout out individual contributions to our collective success. On the days in between, we have a busy #thanks channel on Slack. Our culture is built on supporting each other's efforts, recognizing contributions from both individuals and groups.
Build Bridges
We go above and beyond to build relationships with colleagues and others who bring our mission to life.
Challenge Without Ego
We are intellectually honest — from a place of humility.
Chug Like a Train
We have a bias for action and recognize that our velocity determines our fate.
Make it Your Mission
We raise our hand and chase opportunities to advance our mission.
Diversity Fuels Ingenuity
Novans are a diverse community of individuals living and breathing our company values across 10+ states, 5+ countries and 4 continents. We’ve built a community in which all employees, regardless of their identity, experience, or background, feel at home and have access to the resources they need to succeed.
20%
Under-represented minority*
46%
Women or non-binary
25%
Parent or caregiver
30%
First-generation immigrant
*Reported numbers reflect Nova Credit employees who live in the United States
*URM = Under-Represented Minorities. This includes individuals who self-identify as Black, Latinx, Native American, Native Hawaiian and Other Pacific Islander, Southeast Asian, and Multiracial employees (with at least one race/ethnicity falling into one of these groups). Data is self-reported and accurate as of January 2024.
